Terms & Condition Overview
This page states the "Terms and Conditions" under which you may use HCapDirect.com. Please read this page carefully. If you do not agree to these terms and conditions please do not use this website and service. By using this web site, you are indicating your acceptance to be bound by the terms of these Terms and Conditions. You should visit this page periodically to review the Terms and Conditions, because they are binding on you.
Before using this website you should carefully read the following terms and conditions which govern the use of this website.